Committed to your needs
Customers first
Borrowers who are happy with the mortgage loan we helped them get are more important to us than anything else. Our goal is to make the loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. Whether you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage, our purpose is to satisfy your needs. By putting you first, we assure you a pleasurable transaction.
Get fast answers
At our website you can find tools available to answer virtually any mortgage question. Trying to decide if now is a good time to refinance? Check out our Refinance Mortgage Calculator. Wondering if a new home equity loan or second mortgage can lower your monthly payments? Use our Debt Consolidation Mortgage Calculator! Confused by all the loan programs from which to choose? Our Loan Program page will help you find the right type of loan for you. Also, we'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.
- Enthusiasm working for you
Helping people make one of their most important decisions is a serious responsibility, but something that I enjoy doing. This enthusiasm and hard work will benefit you and help reduce the stress and anxiety often associated with real estate transactions.
- Established Credibility
I have many years of experience and knowledge working in this industry. I can say with confidence that I'll get the job done right.
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MSI Lending
2700 Old Rosebud Way
Lexington, KY 40509
Toll Free: (866) 654-7334 Office Phone: (859) 253-5363 Fax: (859) 252-0929
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 Mortgage News Daily
A Call to Action for Private Capital - Filling the Leadership Void in the U.S. Housing Finance Industry - 43 minutes ago
Posted To: Voice of HousingThis week in New York two of my partners, Joe Murin and Brian Montgomery, gave a presentation to a room full of hedge fund managers, private equity portfolio managers and other financial services professionals at a luncheon hosted by Sunrise Securities Corp . The topic: The Role of the Private Equity Market in Restoring the U.S. housing finance industry. The U.S. housing finance industry is like a stool with three legs. One leg is the FHA and Ginnie Mae; the second is Fannie Mae and Freddie Mac – both of which are severely hampered by the circumstances and demands of the current crisis. As a result of their current condition, neither Fannie, Freddie nor FHA or Ginnie Mae likely will be able to demonstrate meaningful leadership as we seek to emerge from the crisis. The third leg is the...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
MBS LUNCH: Weak Demand for Long Bond. Rates Barely Budge - 1 hour ago
Posted To: MBS CommentaryThe Treasury just announced the results of the $13 billion, 29 year-11 month bond auction. Today's auction was a reopening. "Reopening" means the Treasury is simply adding securities to an already outstanding issuance. This explains why the maturity is only 29 years and 11 months. HERE ARE THE RESULTS: YIELDS High 4.520 pct Median 4.420 pct Low 4.310 pct PRICE/ACCEPTANCES Price 97.627644 Accepted at high 40.62 pct Bid-to-cover ratio 2.45 AMOUNTS TENDERED AND ACCEPTED (dollars) Total accepted 3,000,034,500 Total public bids tendered 31,830,399,500 Competitive bids accepted 12,981,895,000 Noncompetitive bids accepted 18,139,500 Fed add-ons 69,918,900 Primary Dealer Tendered 22,818,000,000 Primary Dealer Accepted 6,866,426,000 Primary Dealer Hit Rate 30.1% of what they bid on Primary...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
MBS MORNING: Curve Steepening. Profit Churning or Sentiment Shift? - 2 hours ago
Posted To: MBS CommentaryHeading into the 1pm bond auction, TSY yields in the long end of the curve continue to rise. The 10yr TSY note is -0-14 at 99-02 yielding 3.485%. The long bond is -0-19 at 98-23 yielding 4.453%. "Rate sheet influential" MBS prices continue to bounce around intraday lows. The FN 4.0 is -0-12 at 98-24 yielding 4.131% and the FN 4.5 is -0-09 at 101-19 yielding 4.305%. The secondary market current coupon is 4.209%. The current coupon yield is 72 basis points over the 10yr TSY yield and 60bps over the 10yr swap rate. The Treasury will announce the auction results of the $13 billion long bond reopening at 1pm. Yesterday's weak 10yr auction implies one of two things about the current sentiment of bond investors...either the market already had it's fill of 10s and found this week's...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
Geithner: TARP Extension to Help Mitigate Foreclosures, Stabilize Housing - 3 hours ago
Posted To: MND NewsWireBelow are a few housing/mortgage market related comments made by the Secretary of the Treasury, Tim Geithner, before the Congressional Oversight Panel this morning.... GEITHNER ON THE EXTENSION OF TARP AND MITIGATING FORECLOSURES "I notified Congress that I extended the temporary authority provided to me under EESA to October 3, 2010. Even with this extension, we expect that TARP will cost taxpayers at least $200 billion less than was projected in the August Mid-Session Review of the President's Budget, including $25 billion in potential costs from TARP commitments in 2010. We expect that the vast majority of these potential costs would come from mitigating foreclosure for responsible American homeowners as we take the steps necessary to stabilize our housing market. GEITHNER ON CURRENT...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
Projected Fed Funds Rates; Mortgage Companies Expanding; News from BofA, GMAC, Freddie, USB, Flagstar - 4 hours ago
Posted To: Pipeline PressEmployees at a pizzeria in Ireland were fired for watching porn on the job. Isn't that disgusting? Irish people attempting to make pizza! What isn't disgusting is the number of mortgage companies which are interested in expanding. For example, First Centennial Mortgage , out of Illinois, is sending out e-mails looking for originators. First Priority Financial , a retail shop out of California, announced that they were buying Austin Perry Financial , a wholesaler also based in California. CMG Mortgage has been expanding, as has Opes Advisors, Stearns Lending, American Pacific , etc., etc. - the list goes on. This is an interesting trend, as perhaps small to mid-size bankers are indeed seeing the origination "pie" shrinking in 2010, and are looking to maintain volumes and increase...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it. |
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