Should I Rent or Buy?

While homeownership has long been the American dream, buying a home is not necessarily the best choice for every person or every situation. There are many factors to consider in determining if a home purchase is the right decision for you right now. Can you Afford It? If the cost to own a home – mortgage, homeowners insurance and property taxes included – if less than roughly 28% of your gross income and you have few other debt obligations, you can probably afford to buy. Do not underestimate the additional costs of maintenance though. Replacing appliances or paying for a plu...

June 14th, 2018 | Purchasing a Home, Should I Rent or Buy?

Economic Reports and Existing Home Sales

Index of leading economic Indicators up .2% ( Jan ) vs up .5% ( Dec ) Breaking News : Existing Home Sales up .4% ( Jan ) vs Down 1.2% ( dec )  MBS ( Mortgage Backed Securities ) hit session highs with Weekly Initial jobless claims up 20k to 362k, I'd highly suggest locking in before mortgage rates go higher. Visit our website at or call us at (859) 253-5363 for a refinance quote or purchase pre-qualification.    

February 21st, 2013 Economic Reports and Existing Home Sales

Your Credit Score and Why it's so Important

The subject of credit scoring has become an increasingly hot topic, and for a good reason. Over the last several years, the general public only associated the concept of credit scoring with the need to purchase high-ticket items such as a new car or a home. Today, credit scoring goes much further. Your credit score can affect your ability to get a good rate on commodities such as car insurance, cell phones, or even determine whether or not you get the job or promotion that you want and deserve. Indeed, the financial snapshot provided by the credit score has also become a gauge for many employe...

February 21st, 2013 Your Credit Score and Why it's so Important

New Home Sales

New Home Sales for December Fall 7.3% to 369,000 annually, below the 385,000 estimate. I'd highly suggest to call us at (859) 253-5363 to get pre-approved quickly. With the stock market rallying , money is going into stocks & out of bonds, creating the bond price to go down & interest rates to rise. With bonds trading near the lows of the day, don't wait to lock in your mortgage rate whether your purchasing or refinancing your home. Feel free to visit us & apply online at

January 25th, 2013 New Home Sales

Mortgage Bonds and Refinancing

News Flash: Mortgage bonds are moving higher this morning bouncing off their recent support yesterday. According to the Federal Housing Finance Agency, home prices rose 5.6% year - over - over ending in November. Our suggestions are to cautiously float your rate & monitor the bond market closely as things could change. Call us at (859) 253-5363 if you'd like us to monitor your rate for you.    

January 23rd, 2013 Mortgage Bonds and Refinancing

Market Update

Mortgage bonds are trading near unchanged levels in advance to the upcoming Fed's Annual Economic Symposium in Jackson Hole, Wyoming. Stocks are rallying & the Dow Jones Industrial Average saw a triple digit loss yesterday. I'd watch the market closely & consider locking in these gains soon ! Call us at (859) 253-5363

August 31st, 2012 Market Update

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